The phrase describes a policy structure that allows coverage to begin without an upfront deposit — a modest but meaningful change for families managing tight monthly budgets.

Learn how young drivers can save on car insurance.

Auto-Owners, Nationwide, and USAA currently offer the lowest average monthly rates for full-coverage car insurance. Average premiums range from $157 to $322 per month across major providers. You could ...

To drive your car legally, you need at least the minimum amount of car insurance required in your state. But state-required ...

While timing your insurance shopping can have an impact, comparison shopping is what really drives your savings. See handy ...

Honda is the latest automaker to get into the insurance business. In late July, the Japanese manufacturer announced Honda Insurance Solutions, an online marketplace that gives consumers a simple way ...

Compare plans tailored to your car & budget. Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you ...

Car insurance rates continue to climb, giving drivers sticker shock when it's time to renew coverage and making affordable auto insurance more out of reach. According to the most recent Bureau of ...

Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff ...

Question: My car was totaled in an accident. Should I repair and keep driving it or buy a new one? Answer: In many cases, buying a car after your current car is declared a total loss is the easier, ...